Yes. Businesses can report qualifying unpaid commercial debts to the major credit bureaus through The Credit App. Reporting delinquent accounts may encourage customers to resolve outstanding invoices and protect your business from future payment issues.

The Credit App provides businesses with tools to report unpaid customers to the major credit bureaus and file mechanics liens where applicable. These services offer a cost-effective alternative to traditional debt collection agencies while helping businesses improve cash flow.

The Credit App is designed for contractors, subcontractors, suppliers, property managers, service providers, manufacturers, wholesalers, and businesses that need to recover unpaid commercial invoices.

Qualifying commercial debts supported by the required documentation may be eligible for business credit reporting. Eligibility depends on the type of account and compliance with reporting requirements.

A mechanics lien is a legal claim filed against a property to help contractors, subcontractors, suppliers, and other construction professionals secure payment for labor, materials, or services provided on qualifying projects.

Yes. The Credit App provides business credit reporting services throughout the United States. Mechanics lien filing services are available in accordance with each state's lien laws and filing requirements.

No. The Credit App is not a traditional debt collection agency. It provides business credit reporting and mechanics lien filing services that help businesses recover unpaid invoices while maintaining greater control over the collection process.

The reporting period can vary depending on the credit bureau and the circumstances of the account. Once a qualifying debt is paid and all reporting requirements are satisfied, businesses may have options available through The Credit App to update the account status.