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THE CREDIT APP

Report Non-payments Directly to Credit Bureaus.

Who owes you money? 

Secure your payment.

The Credit App simplified debt recovery by enabling me to report non-payments to the credit bureaus and file mechanics' liens, enhancing my cash flow.
- Brent Mason
 
 

How to Report Credit Data

Any business owner can create an account and upload a signed contract over 30 days past due.

To secure your payment, we deliver personalized notices to debtors via email, text, and certified mail, urging direct payment to you to prevent negative credit reporting.

If payment is not received within 30 days, we'll report the debt to credit bureaus, listing your company as the creditor- so they know who to pay. 

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A negative credit mark will remain on the debtor’s record for seven years unless they pay you in full. Upon receiving payment, you can remove the mark, as if it never happened.

How to Record a Mechanics Lien 

1

Set up an account, fill out the debtor's information, and upload the required documents.  

The Credit App's Collection Toolbox

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Business owners have collected over 32 Million using The Credit App. 

We treat your data as if it were our own

Security

Safe and Secure

We use 128-bit encryption to protect the transmission of your data to our site.

Privacy

Full Privacy

We do not share your personal information with unaffiliated third parties for their own marketing purposes.

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CONTACT US

© 2025 | The Credit App
11884 Greenville Ave. STE 110
Dallas, TX 75243

Credit Bureau Phone Number: Experian: 1 (888) 397-3742. Equifax: 1 (888) 378-4329. TransUnion: 1 (800) 916-8800.

Commercial Debt Collection Services: California | Florida | New York | Pennsylvania | Illinois | Ohio | Georgia | North Carolina | Michigan | New Jersey | Virginia | Washington | Arizona | Massachusetts | Tennessee | Indiana | Maryland | Missouri | Colorado | Wisconsin | Minnesota | South Carolina | Alabama | Louisiana | Kentucky | Oregon | Oklahoma | Connecticut | Utah | Iowa | Nevada | Arkansas | Kansas | Mississippi | New Mexico | Nebraska | Idaho | West Virginia | Hawaii | New Hampshire | Maine | Montana | Rhode Island | Delaware | South Dakota | North Dakota | Alaska | Vermont | Wyoming | Texas.

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